User Manual - MoneyBot V11.5 (Robust)

MoneyBot V11.5 combines the simplicity of a Chat Interface with the power of a Database. It features 16 database sheets, 45+ real-time KPIs, and AI-powered Health Scoring.

MoneyBot V11.5 menggabungkan kesederhanaan Antarmuka Chat dengan kekuatan Database. Dilengkapi dengan 16 sheet database, 45+ KPI real-time, dan Penilaian Kesehatan Keuangan berbasis AI.

🔒 100% Data Ownership 🔒 100% Kepemilikan Data

This application runs entirely on your own Google Spreadsheet. All financial data is stored in your personal Google Drive. You have complete control and ownership of your data. We (the application provider) have zero access to your spreadsheet or financial information.

Aplikasi ini berjalan sepenuhnya di Google Spreadsheet milik Anda. Semua data keuangan tersimpan di Google Drive pribadi Anda. Anda memiliki kontrol dan kepemilikan penuh atas data Anda. Kami (penyedia aplikasi) tidak memiliki akses ke spreadsheet atau informasi keuangan Anda.

⚠️ Disclaimer ⚠️ Penyangkalan

The application provider is not responsible for the content of your data or any data loss resulting from user negligence. Please ensure you regularly backup your spreadsheet and use the /snapshot command before performing critical operations like /reset.

Penyedia aplikasi tidak bertanggung jawab atas isi data Anda atau kehilangan data akibat kelalaian pengguna. Pastikan Anda secara rutin mem-backup spreadsheet dan menggunakan perintah /snapshot sebelum melakukan operasi kritis seperti /reset.

Your financial workspace is powered by world-class infrastructure provided by Google and Telegram.

Dashboard keuangan Anda didukung oleh infrastruktur kelas dunia dari Google dan Telegram.

☁️ Google Sheets Security

ISO/IEC 27001: Information security management.
ISO/IEC 27017/27018: Cloud specific privacy & security.
SOC 2/3 Reports: Regular independent security audits.
HIPAA & GDPR: Enterprise compliance standards.
Google Shield: 2-Factor Authentication & Phishing protection.

✈️ Telegram Messaging Security

MTProto Protocol: Custom encryption for speed and security.
AES-256 & RSA-2048: Military-grade data encryption.
Distributed Infrastructure: Data stored across globally split clusters.
Key Splitting: Decryption keys are stored separately from data.

Note: While the infrastructure is enterprise-grade, your spreadsheet is private by default. Never share your spreadsheet URL or script token with unauthorized persons. Catatan: Meskipun infrastruktur ini berstandar enterprise, spreadsheet Anda bersifat pribadi secara default. Jangan pernah membagikan URL spreadsheet atau token script Anda kepada orang yang tidak berhak.

🚀 Instant Start (The Right Way)

🚀 Mulai Cepat

⚠️ Important Rule: ⚠️ Aturan Penting:

You MUST activate your service and set up your Initial Balance BEFORE recording any daily transactions. Failing to do so will result in data inconsistencies.

Anda WAJIB mengaktifkan layanan dan mengatur Saldo Awal SEBELUM mencatat transaksi harian. Melanggar urutan ini akan menyebab data tidak akurat.

Open the ⚙️ Config sheet and fill in your Bot Token, Chat ID, and User Name.

Buka sheet ⚙️ Config dan isi Bot Token, Chat ID, serta User Name Anda.

In the spreadsheet menu, go to Tracker Tools > Aktivasi Layanan.

Pada menu spreadsheet, buka Tracker Tools > Aktivasi Layanan.

Status: PENDING -> ACTIVE

Define your master data and set your opening balances accurately.

Definisikan master data dan atur saldo awal Anda dengan akurat.

💰 Liquid Assets 💰 Saldo Tunai/Bank

Money you HAVE right now.

Uang yang Anda MILIKI saat ini.

/setsaldoawal

🤝 Existing Debt 🤝 Hutang Berjalan

Money you OWE before today.

Hutang/Piutang SEBELUM hari ini.

/sethutangawal

Deep Dive: Initial Balance Guide Panduan Detail Saldo Awal Initial Setup Chat

in 5jt gaji bulan ini

out 50k makan nasi goreng

🏁 Initial Setup & Migration Strategy

🏁 Strategi Setup Awal & Migrasi

A robust financial system starts with a clean "Cut-off Date". Learn how to migrate your physical money and existing debts into MoneyBot accurately.

Sistem keuangan yang kuat dimulai dengan "Tanggal Cut-off" yang bersih. Pelajari cara memigrasikan uang fisik dan hutang yang ada ke MoneyBot dengan akurat.

📸 What is it?

📸 Apa itu?

Imagine freezing time right now. You count all money in your pockets, banks, and e-wallets. That total is your Initial Balance. You don't care where it came from (salary last month, gift, etc). You only care that it exists right now.

Bayangkan waktu berhenti sekarang. Anda hitung semua uang di saku, bank, dan e-wallet. Total itu adalah Saldo Awal Anda. Anda tidak peduli dari mana asalnya (gaji bulan lalu, hadiah, dll). Anda hanya peduli bahwa uang itu ada sekarang.

📅 The Cut-off Date

📅 Tanggal Cut-off

Choose a date to switch (e.g., 1st Jan). Before this date, use your old system. On this date, input all balances to MoneyBot. After this date, only use MoneyBot.

Pilih tanggal untuk beralih (misal: 1 Jan). Sebelum tanggal ini, pakai sistem lama. Pada tanggal ini, masukkan semua saldo ke MoneyBot. Setelah tanggal ini, hanya gunakan MoneyBot.

A. Liquid Assets (Money You Have)

A. Aset Lancar (Uang yang Dimiliki)

Run this for every bank/wallet you have.

Jalankan ini untuk setiap bank/dompet yang Anda punya.

/setsaldoawal [Bank] [Amount]

B. Opening Debt (Money You Owe)

B. Hutang Awal (Uang yang Dipinjam)

Record all unpaid debts from the past.

Catat semua hutang masa lalu yang belum lunas.

/sethutangawal [Nama] [Total] [Ket] [Tempo]

🚫 Common Pitfalls: 🚫 Kesalahan Umum:

Double Counting: Do not use /in for money you already have. Use /setsaldoawal.
Hitung Ganda: Jangan gunakan /in untuk uang yang sudah ada di tangan. Gunakan /setsaldoawal.
Paying Old Debt with /out: If you pay a debt from last year, do not just use /out. Use /bayarhutang so it deducts from the recorded debt liability, not just valid expense.
Bayar Hutang Lama via /out: Jika bayar hutang tahun lalu, jangan cuma pakai /out. Gunakan /bayarhutang agar mengurangi kewajiban hutang, bukan dianggap pengeluaran belanja baru.

✅ Best Practices for Precision: ✅ Tips untuk Presisi Data:

Check Real-Time: Before running /setsaldoawal, open your bank app/m-banking and use the exact balance shown.
Cek Real-Time: Sebelum menjalankan /setsaldoawal, buka aplikasi bank/m-banking Anda dan gunakan saldo persis yang tertera.
Count Physical Cash: Don't estimate your wallet content; count it exactly.
Hitung Uang Fisik: Jangan mengira-ngira isi dompet; hitung dengan teliti.
Review Old Debt: Check your notes or chat history for any unpaid commitments from the past.
Review Hutang Lama: Cek catatan atau history chat untuk komitmen yang belum terbayar dari masa lalu.

New in V11.5: Unified Asset Tracking! Now you can track Cash, Banks, E-Wallets, AND physical assets like Gold, Vehicles, and Property. Baru di V11.5: Pelacakan Aset Terpadu! Sekarang Anda bisa melacak Tunai, Bank, E-Wallet, DAN aset fisik seperti Emas, Kendaraan, dan Properti.

1. View All Accounts

1. Lihat Semua Akun

/accounts

Displays a comprehensive list of all financial accounts and assets with their current values.

Menampilkan daftar lengkap semua akun keuangan dan aset dengan nilai saat ini.

2. View Assets Portfolio

2. Lihat Portfolio Aset

/aset

Focuses only on your investment and physical assets (Gold, Property, Vehicles).

Hanya menampilkan aset investasi dan fisik Anda (Emas, Properti, Kendaraan).

3. Add Account/Asset

3. Tambah Akun/Aset

/addaccount [Nama] [Type] [Provider]

Examples: Contoh:
/addaccount Mandiri Bank Mandiri
/addaccount EmasAntam Asset Antam
/addaccount SBN Investment Kemenkeu
/addaccount Rumah Property Pribadi

/addcontact [Nama] [Type] [Phone]

Examples: Contoh:
/addcontact John Business 0812345678
/addcontact Sarah Personal 0898765432

/listcontact

📂 Master Data Management

📂 Manajemen Data Master

V11 Feature: You can now manage categories, payment methods, and contacts directly from Telegram. Fitur V11: Anda sekarang dapat mengelola kategori, metode pembayaran, dan kontak langsung dari Telegram.

The Category Master sheet is the brain of your classification logic. Each category must have a defined type and budget group.

Sheet Category Master adalah otak dari logika klasifikasi Anda. Setiap kategori harus memiliki tipe dan grup budget yang jelas.

Schema Definition

Definisi Skema

Field	Description	Deskripsi
`CAT_ID`	Auto-generated unique ID.	ID unik yang digenerate otomatis.
`Category_Name`	The name you use in bot commands.	Nama yang digunakan dalam command bot.
`Type`	`Income` or `Expense`.	`Income` (Pemasukan) atau `Expense` (Pengeluaran).
`Budget_Type`	(For Expense) Needs, Wants, or Savings.	(Untuk Expense) Needs, Wants, atau Savings.

💡 50/30/20 Rule: 💡 Aturan 50/30/20:

Needs: Pokok (Tagihan, Makan, Transport).
Wants: Keinginan (Hiburan, Belanja).
Savings: Tabungan/Aset (Investasi, Bayar Hutang).

Spreadsheet View

Tampilan Spreadsheet

Bot Commands

Command Bot

/listcategory

View all available categories with grouping Income/Expense.

Lihat semua kategori yang tersedia dengan grouping Income/Expense.

/addcategory [Nama] [Type] [BudgetType] [Icon] [Color]

Examples: Contoh:
/addcategory Freelance Income - 💻 #3B82F6
/addcategory Belanja Expense Wants 🛒 #F59E0B
/addcategory Investasi Expense Savings 📈 #8B5CF6

🛠️ Detailed Setup Guide

🛠️ Panduan Setup Detail

New to MoneyBot? Follow these steps to ensure a smooth experience and avoid common errors.

Baru menggunakan MoneyBot? Ikuti langkah ini untuk pengalaman lancar dan menghindari error umum.

⭐ Standard

For Personal Finance

Income & Expense Tracking
Basic Budgeting (Needs/Wants/Savings)
Financial Goals
Recurring Transactions

👑 Premium

For Power Users

Everything in Standard
Debt Management (Hutang/Piutang)
Subscription Tracking
Asset Management
Visual Charts 📊
Data Recovery (Undelete)

🚀 Enterprise

For Business & Pros

Everything in Premium
Multi-Currency 💱
AI Categorization 🤖
Receipt Scanning 🧾
Priority Support

⚠️ Why do I get "Category Error"? ⚠️ Mengapa muncul "Category Error"?

MoneyBot enforces data integrity. You cannot use a category in a transaction if it hasn't been defined in the Category Master first. This prevents typos (e.g., "Food" vs "Fod") and messy reports.

MoneyBot menjaga integritas data. Anda tidak bisa menggunakan kategori dalam transaksi jika belum didaftarkan di Category Master. Ini mencegah typo (cth: "Makan" vs "Makn") dan laporan yang berantakan.

How to Fix "Category Not Found"

Cara Mengatasi "Kategori Tidak Ditemukan"

❌ Error Scenario

Solution: Add the category first!

Solusi: Tambahkan kategori dulu!

/addcategory [Nama] [Type] [Budget]

Example:

/addcategory Seblak Expense Wants

Once added, you can use it forever.

Setelah ditambah, bisa dipakai selamanya.

Define where your money comes from or goes to (Mandiri, Cash, BNI).

Tentukan dari mana uang Anda berasal atau pergi (Mandiri, Tunai, BNI).

/addpm [Nama] [Type] [Provider]

Example:

/addpm Saku Cash -
/addpm Mandiri Bank Mandiri

💸 Cashflow Management

💸 Manajemen Cashflow

[tanggal] [prefix] [Nominal] [Kategori] [Keterangan] [Account]

💡 Supported Expense Prefixes: 💡 Prefix Pengeluaran yang Didukung:
out, o, expense, ex, x, keluar, -

Examples: Contoh:
out 50k makan lunch [BNI]
x 30k transport ojol
o 2.5jt sewa-kost monthly [Mandiri]
keluar 186k streaming netflix [BRI]
- 100k belanja groceries

📅 Custom Date (Backdate): 📅 Tanggal Custom (Backdate):
Add date at the beginning to record past transactions: Tambahkan tanggal di awal untuk mencatat transaksi hari-hari yang lewat:
05/01 out 50k makan lunch (January 5th)(5 Januari)
31/12/2025 out 1jt belanja akhir-tahun [BRI] (Dec 31, 2025)(31 Des 2025)
7-1 in 5jt gaji (January 7th, current year)(7 Januari tahun ini)

V11 Enhancements:

Peningkatan V11:

Payment Method tracking with [Account]
Pelacakan Akun & Aset dengan [Akun]
Soft delete (recoverable)
Soft delete (dapat dipulihkan)
Tax deductible flag
Flag tax deductible

[tanggal] [prefix] [Nominal] [Kategori] [Keterangan] [Account]

💡 Supported Income Prefixes: 💡 Prefix Pemasukan yang Didukung:
in, i, income, masuk, +

Examples: Contoh:
in 18jt gaji-utama PT-ABC [Mandiri]
i 5jt freelance project-web [Mandiri]
masuk 500k bonus [Cash]
+ 1jt transfer-dari-ortu

/details [tanggal]

View all transactions for a specific date. Default: today.

Lihat semua transaksi untuk tanggal tertentu. Default: hari ini.

Examples: Contoh:
/details (today's transactions)(transaksi hari ini)
/details 07/01 (January 7th)(7 Januari)
/details 31/12/2025 (Dec 31, 2025)(31 Des 2025)

📊 What you'll see: 📊 Yang ditampilkan:

All income transactions with payment methods
Semua transaksi pemasukan dengan metode pembayaran
All expense transactions with payment methods
Semua transaksi pengeluaran dengan metode pembayaran
Daily net balance (income - expense)
Saldo bersih harian (pemasukan - pengeluaran)
Total transaction count
Jumlah total transaksi

/overview

Complete financial dashboard with V11 enhancements: Health Score, Net Worth, 50/30/20 breakdown.

Dashboard keuangan lengkap dengan peningkatan V11: Skor Kesehatan, Net Worth, breakdown 50/30/20.

/edit [TRX_ID] [FIELD] [VALUE]

Modify existing transaction fields. If editing Category, the new category will be auto-added to Category_Master if it doesn't exist.

Ubah field transaksi yang ada. Jika mengedit Kategori, kategori baru akan otomatis ditambahkan ke Category_Master jika belum ada.

💡 Available Fields: 💡 Field yang Tersedia:
amount, category, description, date, account

Examples: Contoh:
/edit A1B2C3D4 amount 50000
/edit A1B2C3D4 category Transport
/edit A1B2C3D4 date 09/01/2026
/edit A1B2C3D4 description Lunch meeting

Telegram Response:

Respon Telegram:

/hapus [TRX_ID]

Performs a soft delete - the transaction row is marked with red background, strikethrough text, and Is_Deleted=TRUE. Account balances are automatically reverted.

Melakukan soft delete - baris transaksi ditandai dengan background merah, teks dicoret, dan Is_Deleted=TRUE. Saldo akun otomatis dikembalikan.

💡 Soft Delete Benefits: 💡 Keuntungan Soft Delete:

Data is not lost - can be recovered if needed
Data tidak hilang - bisa dipulihkan jika dibutuhkan
Account balance automatically adjusted
Saldo akun otomatis disesuaikan
Visual indicator (red row) shows deleted transactions
Indikator visual (baris merah) menunjukkan transaksi yang dihapus

Examples: Contoh:
/hapus A1B2C3D4
/del A1B2C3D4

Telegram Response:

Respon Telegram:

Spreadsheet Visual (Red-marked deleted row):

Visual Spreadsheet (Baris merah yang dihapus):

/hapuspermanen [TRX_ID]

Permanently removes a soft-deleted transaction from the spreadsheet. This action cannot be undone! Only works on transactions that have been soft-deleted first.

Menghapus transaksi yang sudah di-soft delete secara permanen dari spreadsheet. Aksi ini tidak bisa dibatalkan! Hanya bekerja pada transaksi yang sudah di-soft delete.

⚠️ Warning: ⚠️ Peringatan:

Once permanently deleted, data cannot be recovered. Use /hapus first, then /hapuspermanen only if you're sure.

Setelah dihapus permanen, data tidak bisa dikembalikan. Gunakan /hapus dulu, lalu /hapuspermanen hanya jika Anda yakin.

Example Flow: Contoh Alur:
/hapus A1B2C3D4 (soft delete → row turns red)(soft delete → baris jadi merah)
/hapuspermanen A1B2C3D4 (permanently remove row)(hapus baris permanen)

💰 Budget Management

💰 Manajemen Budget

/budget [Kategori] [Limit] [Alert%]

Establish monthly spending limits for specific categories. You can optionally set an alert threshold (percentage) to receive warnings before reaching the limit.

Tetapkan batas pengeluaran bulanan untuk kategori tertentu. Anda dapat opsional mengatur ambang batas alert (persentase) untuk menerima peringatan sebelum mencapai limit.

Examples: Contoh:
/budget Makan 3jt 80
/budget Transport 1jt 75
/budget Hiburan 500k 90

Telegram Response:

Respon Telegram:

/cekbudget

View all budgets with usage percentage, alert status, and forecast to end of month. Includes a breakdown of paid vs unpaid subscription bills.

Lihat semua budget dengan persentase penggunaan, status alert, dan perkiraan hingga akhir bulan. Termasuk rincian tagihan langganan yang sudah vs belum dibayar.

Telegram Response:

Respon Telegram:

/delbudget [Kategori]

Remove a budget tracking for a specific category. Transactions in this category will still be recorded, but no longer tracked against a limit.

Hapus pelacakan budget untuk kategori tertentu. Transaksi di kategori ini akan tetap dicatat, namun tidak lagi dilacak terhadap limit.

Example: Contoh:
/delbudget Makan

Telegram Response:

Respon Telegram:

/healbudget

Automatically identifies and cleans up invalid or corrupted rows in the Budget sheet (e.g., missing IDs or categories).

Secara otomatis mengidentifikasi dan membersihkan baris yang tidak valid atau rusak di sheet Budget (misalnya: ID atau kategori yang hilang).

Telegram Response:

Respon Telegram:

⚖️ Debt & Receivables Management

⚖️ Manajemen Hutang & Piutang

/hutang [Nama] [Nominal] [Keterangan] [Tempo]

Examples: Contoh:
/hutang TemenA 5jt pinjaman 2026-02-28
/hutang Bank 10jt KTA 2027-12-31

Use this to record pre-existing debts without affecting today's cashflow.

Gunakan ini untuk mencatat hutang lama tanpa mempengaruhi arus kas hari ini.

/sethutangawal [Nama] [Nominal] [Ket...] [Tempo]

Example: Contoh:
/sethutangawal "Bank Mandiri" 50jt KPR 2035-12-31

/bayar [DEBT_ID] [Nominal] [Account]

Examples: Contoh:
/bayar DBT001 2jt [Mandiri]
/bayar DBT002 500k [Cash]

/cekutang

List all debts & receivables with status, due date, and overdue alerts.

Daftar semua hutang & piutang dengan status, tanggal jatuh tempo, dan alert overdue.

📺 Subscription Management

📺 Manajemen Langganan

/addsub [Nama] [Nominal] [Tgl_Tagihan] [Kategori]

Examples: Contoh:
/addsub Netflix 186k 5 Hiburan
/addsub Spotify 54990 10 Hiburan

/ceksub

List all subscriptions with payment status, next billing date, and monthly total.

Daftar semua langganan dengan status pembayaran, tanggal tagihan berikutnya, dan total bulanan.

/bayarsub [SUB_ID]

Mark subscription as paid for current month with automatic payment tracking.

Tandai langganan sebagai sudah dibayar untuk bulan ini dengan pelacakan pembayaran otomatis.

Examples: Contoh:
/bayarsub SUB001
/bayarsub SUB002

🎯 Financial Goals

🎯 Target Keuangan

/addgoal [Nama] [Target] [Deadline]

Examples: Contoh:
/addgoal Emergency-Fund 50jt 2026-12-31
/addgoal Laptop 25jt 2026-06-30

/save [GOAL_ID] [Nominal] [Account]

Examples: Contoh:
/save GOL001 2jt [BRI]
/save GOL002 500k [Mandiri]

/cekgoal

View all goals with progress bar, completion percentage, and estimated monthly save needed.

Lihat semua target dengan progress bar, persentase penyelesaian, dan estimasi tabungan bulanan yang dibutuhkan.

/detailgoal [GOAL_ID]

View comprehensive goal details with progress analysis, timeline, and AI recommendations.

Lihat detail lengkap target dengan analisis progress, timeline, dan rekomendasi AI.

Examples: Contoh:
/detailgoal GOL001
/detailgoal GOL002

📊 Advanced Analytics

📊 Analitik Lanjutan

Create instant financial snapshot for net worth tracking. Snapshot saves Assets (Cash, Bank, Receivables), Liabilities (Debt), and Net Worth on a specific date.

Buat snapshot keuangan instan untuk pelacakan net worth. Snapshot menyimpan Aset (Cash, Bank, Piutang), Kewajiban (Hutang), dan Net Worth pada tanggal tertentu.

View net worth progression from month to month with income/expense breakdown and savings rate.

Lihat perkembangan net worth dari bulan ke bulan dengan breakdown income/expense dan savings rate.

AI-powered financial health assessment with score 0-100 and grading A+ to F. Includes personalized recommendations.

Penilaian kesehatan keuangan berbasis AI dengan skor 0-100 dan grading A+ hingga F. Termasuk rekomendasi personal.

Metrics Tracked: Metrik yang Dilacak:

Savings Rate
Budget Used %
Debt/Income Ratio
Emergency Fund Status

/rekap [bulan/tahun]

Comprehensive monthly/yearly financial report with breakdown by category.

Laporan keuangan bulanan/tahunan komprehensif dengan breakdown per kategori.

📊 Visual Charts

📊 Grafik Visual

🎉 New Feature in V11.5! 🎉 Fitur Baru di V11.5!

Generate beautiful visual charts directly in Telegram! See your financial data come to life with pie charts, bar charts, and trend lines.

Buat grafik visual yang indah langsung di Telegram! Lihat data keuangan Anda menjadi hidup dengan pie chart, bar chart, dan trend line.

Expense Chart

Grafik Pengeluaran

/chart expense [period]

Visualize your expense breakdown by category.

Visualisasikan breakdown pengeluaran berdasarkan kategori.

Budget vs Actual

Budget vs Aktual

/chart budget

Compare limits with actual spending.

Bandingkan batas budget dengan pengeluaran aktual.

6-Month Trend

Trend 6 Bulan

/chart trend

Income vs Expense trend over time.

Trend Pemasukan vs Pengeluaran seiring waktu.

Net Worth History

Riwayat Kekayaan Bersih

/chart networth

Track your net worth growth.

Lacak pertumbuhan kekayaan bersih Anda.

Requires /snapshot usage. Butuh /snapshot berkala.

⏱️ Real-time Process Time Monitoring

⏱️ Pemantauan Waktu Proses Real-time

V11.5 Feature: Every bot response now displays process time and server status indicator. This helps you monitor database and server performance in real-time. Fitur V11.5: Setiap respons bot sekarang menampilkan waktu proses dan indikator status server. Ini membantu Anda memantau performa database dan server secara real-time.

🟢

Excellent

< 2 seconds

Warm cache, fast DB operations

Cache aktif, operasi DB cepat

🟡

Normal

2 - 5 seconds

Typical database operations

Operasi database tipikal

🔴

Slow

> 5 seconds

Cold start, heavy operations

Cold start, operasi berat

The system measures the total time from receiving your Telegram message to saving data in your Google Spreadsheet and sending back the confirmation. This includes network communication and database operations.

Sistem mengukur total waktu dari menerima pesan Telegram Anda hingga menyimpan data di Google Spreadsheet dan mengirim kembali konfirmasi. Ini termasuk komunikasi jaringan dan operasi database.

                    ✅ Tersimpan di Expense:

                    TRX: ABC12345

                    Tgl: 06/01/2026

                    📉 Rp 50.000

                    📂 Makan

                    📝 lunch

                    ━━━━━━━━━━━━━━━

                    🟢 1.87s • Excellent

Pro Tip: If you consistently see 🔴 Slow indicators, try using /optimize to improve performance, or /archive to archive old data. Tips: Jika Anda terus melihat indikator 🔴 Slow, coba gunakan /optimize untuk meningkatkan performa, atau /archive untuk mengarsipkan data lama.

🔧 System Commands

🔧 Perintah Sistem

Auto Heal

Penyembuhan Otomatis

/heal

Run auto-heal for data integrity.

Jalankan auto-heal untuk integritas data.

Transaction Detail

Detail Transaksi

/detail [TRX_ID]

View comprehensive transaction details.

Lihat detail lengkap sebuah transaksi.

Edit Transaction

Edit Transaksi

/edit [TRX_ID] [field] [value]

Modify existing transaction fields.

Ubah field transaksi yang ada.

Delete Transaction

Hapus Transaksi

/hapus [TRX_ID]

Soft delete (recoverable).

Soft delete (bisa dipulihkan).

⚠️ Reset Transaction Data

⚠️ Reset Data Transaksi

CRITICAL WARNING: This command deletes ALL transaction history (Income, Expense, Debt, Subscriptions, Goals Savings). Master data will be preserved. PERINGATAN KRITIS: Perintah ini menghapus SEMUA riwayat transaksi (Income, Expense, Debt, Subscription, Goals Savings). Data master akan disimpan.

How to Use

Cara Pakai

Type /reset
Get 5-letter code (e.g., ABCDE)
Reply with /reset ABCDE

Tip: Always /snapshot first! Tips: Selalu /snapshot dulu!

What Gets Deleted: Yang DIHAPUS:

📈 Income / Pemasukan
📉 Expense / Pengeluaran
💳 Debt / Hutang Piutang
🔄 Subscription / Langganan
🎯 Goals Savings Progress

Phase 1: Request Reset

Fase 1: Minta Reset

Phase 2: Confirmation

Fase 2: Konfirmasi

🔬 Advanced System Commands

🔬 Perintah Sistem Lanjutan

For Power Users: Deep system insights and database management. Untuk Power User: Wawasan sistem mendalam dan manajemen database.

Diagnostic

Diagnostik

/diagnostic

Capacity

Kapasitas

/capacity

Optimization

Optimasi

/optimize

Archiving

Pengarsipan

/archive [year]

List Archives

Daftar Arsip

/listarchives

Restore Archive

Pulihkan Arsip

/restore [ARCHIVE_ID]

MoneyBot V11.5 - Complete Manual

MoneyBot V11.5 - Panduan Lengkap

🏗️ Infrastructure & Security Standards

🏗️ Infrastruktur & Standar Keamanan

☁️ Google Sheets Security

✈️ Telegram Messaging Security

🚀 Instant Start (The Right Way)

🚀 Mulai Cepat

1. ⚙️ Setup Config

1. ⚙️ Setup Config

2. 🚀 Activate Service

2. 🚀 Aktivasi Layanan

3. ⏳ Wait for Approval

3. ⏳ Tunggu Persetujuan

4. 🗂️ Setup Categories & Balance

4. 🗂️ Setup Kategori & Saldo

5. ✅ Start Transacting

5. ✅ Mulai Transaksi

🏁 Initial Setup & Migration Strategy

🏁 Strategi Setup Awal & Migrasi

1. The "Snapshot" Method

1. Metode "Snapshot"

📸 What is it?

📸 Apa itu?

📅 The Cut-off Date

📅 Tanggal Cut-off

2. Executing the Setup

2. Eksekusi Setup

A. Liquid Assets (Money You Have)

A. Aset Lancar (Uang yang Dimiliki)

B. Opening Debt (Money You Owe)

B. Hutang Awal (Uang yang Dipinjam)

Accounts & Assets

Akun & Aset

1. View All Accounts

1. Lihat Semua Akun

2. View Assets Portfolio

2. Lihat Portfolio Aset

3. Add Account/Asset

3. Tambah Akun/Aset

Contacts

Kontak

📂 Master Data Management

📂 Manajemen Data Master

Categories

Kategori

Schema Definition

Definisi Skema

Spreadsheet View

Tampilan Spreadsheet

Bot Commands

Command Bot

🛠️ Detailed Setup Guide

🛠️ Panduan Setup Detail

STEP 1: Understanding Packages

LANGKAH 1: Memahami Paket

⭐ Standard

👑 Premium

🚀 Enterprise

STEP 2: Mastering Categories (Crucial!)

LANGKAH 2: Menguasai Kategori (Penting!)

How to Fix "Category Not Found"

Cara Mengatasi "Kategori Tidak Ditemukan"

STEP 3: Payment Methods (Accounts)

LANGKAH 3: Metode Pembayaran (Akun)

💸 Cashflow Management

💸 Manajemen Cashflow

Record Expense

Catat Pengeluaran

Record Income

Catat Pemasukan

Daily Transactions

Transaksi Harian

Overview Dashboard

Dashboard Ringkasan

✏️ Edit Transaction

✏️ Edit Transaksi

🗑️ Delete Transaction (Soft Delete)

🗑️ Hapus Transaksi (Soft Delete)

⛔ Permanent Delete